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Iowa Legal Loan

Iowa Lawsuit Loans

Iowa is a perfectly fine state for obtaining an Iowa lawsuit loan.Direct Legal Funding provides lawsuit funding in all of Iowa including Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, Council Bluffs, Dubuque, Ames and all other cities in Iowa.If you need lawsuit funding or a loan against your lawsuit in Iowa- Direct Legal Funding can provide it.  Direct Legal Funding is happy to assist plaintiffs with lawsuits that need a hand in getting some lawcash to pay bills, pay the mortgage, put the truck back on the road, or cover any other expense.


Direct Legal Funding lawsuit loans and lawsuit cash advances to plaintiffs in Iowa  with the following cases:  Car Accidents, Jones Act, medical malpractice cases, personal injury claims, labor law cases, tractor trailer accidents , burn victims, verdicts on appeal, workers compensation, slip and fall cases, negligence cases, premise liability cases, auto accidents, settled cases and more.While Direct Legal Funding provides lawsuit loans on all types of cases in the State of Iowa – car accidents injury advances are the most popular type of legal loan extended by Direct Legal Funding.

Iowa follow a 51% rule modified comparative fault system.  In states following a modified comparative fault – 51% rule, an injured party can only recover if it is determined that his or her fault does not reach 51%.  If the injured party was 50% or less at fault, he or she may still recover damages. Another way to say it is –  a plaintiff may have caused half of the accident and still recover damages from the court, but if it is found that the plaintiff’s fault was responsible for more than half of the accident, that plaintiff is not eligible to receive any damages determined by the court.

Minimum Insurance limits in the State of Iowa at the time of this writing:

•Bodily injury: $20,000 per person, $40,000 pr accident

•Property damage: $15,000 per accident

Iowa follows the tort system for personal injury claims in auto accidents.  The basis of a lawsuit against the inattentive driver would be negligence. A prima facie case of negligence is established if it can be shown that the following five elements were present at the relevant time:

1. A legal duty to exercise reasonable care

2. A failure to exercise reasonable care

3. Actual physical harm caused by the failure

4. Actual damages from the physical harm; and

5. Proximate cause (the physical harm gives rise to a legal liability

Tort states, with respect to auto insurance, are those in which the legal systems permit lawsuits to be taken in order to redress civil wrongs arising out of car accidents. Please ask your personal injury attorney to clearly explain your right as laws are confusing and are often revised.