(877) 885-4922

Kentucky Legal Loan

Kentucky Lawsuit Loans

If you need a lawsuit loan or a loan against a lawsuit in Kentucky – Direct Legal Funding can provide it in your  State of Kentucky, the bluegrass state.  Direct Legal Funding is happy to assist plaintiffs with lawsuits that need a hand in getting cash to pay bills, pay the rent, make vehicle repairs or cover other cost of living expenses.


Direct Legal Funding lawsuit loans and lawsuit funding in Kentucky to plaintiffs  with the following cases:  Car Accidents, Jones Act, medical malpractice cases, personal injury claims, labor law cases, tractor trailer accidents , burn victims, verdicts on appeal, workers compensation, slip and fall cases, negligence cases, premise liability cases, auto accidents, settled cases and more.While Direct Legal Funding provides cash advances on all types of cases, car accidents injury advances are the most popular type of legal loan extended by Direct Legal Funding in Kentucky

Drivers in Kentucky are required by law to carry liability and no-fault personal injury insurance. In regards to liability insurance, in Kentucky you must carry at least $10,000 for property damage, $25,000 for injury to a single person and $50,000 for injury to more than one person in an accident. You also must carry no fault personal injury insurance, which must be at least $10,000 of coverage. The “no fault” concept means that your policy will pay up to the amount covered, no matter which driver caused the accident.

Kentucky follows a pure comparative fault system. Presently, thirteen (13) states follow a pure comparative negligence system.  In a pure comparative negligence system, a judge or jury assigns a percentage of fault to each responsible party and then apportions the damage award accordingly.  Using this system, an injured person may recover some of  his or her damages even if the injured person was 99% at fault in causing the injury, with those damages reduced by his or her portion of the fault. As these laws are somewhat complex  and constantly changing, please consult with a personal injury attorney to know your rights and obligations.

Kentucky is a choice state in regards to tort or no-fault liability.  Choice states allow drivers to choose between tort liability and no-fault car insurance policies. Drivers who chose tort liability policies have coverage which permits the policyholder to sue at-fault drivers in car accidents. Drivers who effect no-fault policies make first-party claims on their own insurance companies in the event of a car accident, and their ability to sue at-fault drivers is limited as in no-fault states. Drivers can switch between the tort liability and no-fault systems by cancelling their policies and effecting new ones.

Kentucky applies a monetary threshold for tort claims. In Kentucky, insurance applicants are assigned the no-fault system by default, unless they explicitly reject it in favor of the tort-based system.

Direct Legal Funding extends Legal Loans and Loans against Lawsuits across all of the US and Kentucky including in Lexington, Louisville and Knoxville.