(877) 885-4922

Michigan Legal Loan

Michigan Lawsuit Loans

Michigan is one of the best states for obtaining a lawsuit loan or legal funding. Direct Legal Funding provides lawsuit loans and lawsuit funding in all of Michigan including Detroit, Ann Arbor, Grand Rapids, Warren , Sterling Heights, Flint, Lansing, Livonia , Clinton and  Dearborn.  If you need a legal loan or a loan against your lawsuit in Michigan, Direct Legal Funding can provide it.  Direct Legal Funding is happy to assist plaintiffs with lawsuits that need a hand in getting some law-cash to pay bills, pay the mortgage, put the truck back on the road, or cover any other expense.


Direct Legal Funding Michigan lawsuit loans and Michigan lawsuit funding to plaintiffs  with the following cases:  Car Accidents, Jones Act, medical malpractice cases, personal injury claims, labor law cases, tractor trailer accidents , burn victims, verdicts on appeal, workers compensation, slip and fall cases, negligence cases, premise liability cases, auto accidents, settled cases and more. While Direct Legal Funding provides cash advances on all types of cases in Michigan, car accident injury advances are the most popular type of legal loan extended by Direct Legal Funding.

Car owners in Michigan are required by law to buy and carry, at minimum, a no-fault auto insurance policy.

1. Personal Injury Protection (PIP) – pays your medical costs associated with the auto accident.
2.  Property Protection (PPI) – pays  for damage done to other people’s property, such as buildings and fences, for example, by your car.
3.  Residual Bodily Injury and Property Damage Liability Insurance (BI/PD) – pays your defense costs and any damages you are found liable for as the result of an auto accident, up to the limits of the policy.

These minimum limits are often referred to as 20/40/10.

20 means $20,000 for a person who is hurt or killed in the auto accident. 40 means $40,000 max in each accident if more than one person is hurt or killed. 10 means up to $10,000 per auto accident your car causes to property of others. Michigan is a no-fault state .  No fault states follow a system of law that stipulates both of the following:

1. The payment of no-fault, first-party benefits (explained below) 2. Limitations on the right to sue for torts arising out of car accidents. (Usually Injury must meet a threshold.)

Let’s assume that you live in a no-fault state, and that you are involved in a car accident involving another car. Both yourself and the driver of the other car are injured, and it is acknowledged that the other driver is at fault. Instead of claiming damages from the other driver through a lawsuit (as in a tort state), you make a claim against your own insurance company for damages arising from the injuries you suffer. Your insurance company assesses the claim and makes payment to you. Similarly, the at-fault driver makes a claim against his insurance company, and that insurance company assesses the claim and makes payment accordingly. Consequently each insurance company is responsible for payment to its own policyholder, irrespective of who is at fault.  Only under special circumstances may a victim of a car accident sue for torts under no fault. Please consult your personal injury attorney.
Michigan follow a 51% rule modified comparative fault rule.  In states following amodified comparative fault – 51% rule, an injured party can only recover if it is determined that his or her fault does not reach 51%.  If the injured party was 50% or less at fault, he or she may still recover damages.  In other words, a plaintiff may have caused half of the accident and still recover damages from the court, but if it is found that the plaintiff’s fault was responsible for more than half of the accident, that plaintiff is barred from receiving any damages determined by the court.  Here, as in a pure comparative negligence state, a plaintiff’s recovery is reduced by the degree of his or her fault.